GB i phone Insurance Fraud All the Scams People will Attempt

Large volumes of Apple’s iphone addicts are resorting to iPhone insurance fraud in order to get their own older i phone product upgraded to the very hottest model, even if it means jeopardizing a criminal record to accomplish this, by performing fake claims on their insurance claim forms.

Dedicated apple iphone insurance policy provider in the Uk, known as Supercover Insurance plc, said claims for iPhone’s typically rised by more than sixty % in and during the launch period of the brand new 3GS models, equivalent patterns were noted close to a year ago, when Apple realised the next new iPhone 3G model.

A recently available iphone insurance fraud report estimates that close to Five out of Ten claims made in the course of this period are most in all probability counterfeit, with quite a few people deliberately destroying their own contract apple iphone in order to have it upgraded to the brand-new style.

Sandy James, from iphoneinsurance.org.uk, believes the current trend by the UK’s network service providers, to deliver longer period deals such as 18 and 24 month periods to their clients is partly compounding the actual situation. “A coupleof years ago a customer may possibly change their own mobile phone at least every 12 months, now, clients have to retain them virtually twofold as long ahead of improving, this is not always acceptable for the technologies adoring iPhone user, with new variants returning out every 8 to Twelve months, perhaps the networks ought to offer more 12 month deals again”.

Grant Burrows, overseer of comparisure ltd, said: “Whilst many clients take out insurance cover because they value their iPhone, we started to discover increases in fraudulent claims as new apple iphone models were released, the volumes of claims close to the launch of the iPhone 3GS was just staggering”. We have often observed quick periods close to new model and upgrade launches, that claims go through the roof, but the fraudulence at the the latest release of the iPhone 3GS was basically incredible. “The problem seems to be that many iPhone owners can only go for so long realizing that they’re a technology behind the most recent must-have spec before they resort to intense steps.

Current reports signify that iphone insurance cover was the fastest expanding kind of insurance in the electronic digital gadgets sector, with iPhone owners close to 60% more likely to take out iphone insurance cover than other UK cellular phone users.

In an effort to kerb insurance dupery, Supercover Insurance PLC no longer offer you iPhone loss as portion of its protection policy, this is due to the extremely high variety of claims for loss that was received from current clients at the same time period as the iphone 3GS model introduced in the UK in summer season 2009.

Supercover insurance, which will probably always ask its customers to give in their damaged phones as evidence of harm, said in several cases it was very easy to spot that claims were not really genuine, for instance, iPhone’s reported as dropped out of pocket were being received as a bag of completely smashed up phone components, that could only have ended up in this state after being repeatedly hit with a sludge hammer or similar!

In one case, someone maintained they had dropped their own iphone down the toilet, but laboratory tests came to the conclusion that the iPhone had in fact, been left to soak in battery acid for around Twenty-four hrs, prior to getting flushed with drinking water.
We can only consider that some individuals will go to almost any kind of length to make certain they have an up to date iPhone, irrespective of the implications. If you were seeking for a new iPhone deal, it may be a great idea to put pressure on your network to give you a 12 month contract, so you do not have to chance committing insurance fraud to always keep up to date with Apples most desirable product.

 

A Surge in False iPhone Insurance Theft Claims

Claiming your new iPhone has been stolen when you have not really lost it could land you in hot water. Unfortunately, iPhone insurance policy’s do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their iPhone has been stolen, simply so they can make a claim on their iPhone insurance policy.

An error of judgement like making a theft claim rather than a loss claim can haunt the consumer and bring problems in future years, who may think that no one would ever know about their manipulation of the truth. Unfortunately this may not be the case any more, as iPhone insurance providers are now actively trying to seek out customers who they believe may be making a false claim by stating that their iPhone has been stolen.

Bogus insurance claims are becoming increasingly easy for the modern and forward thinking insurance company to detect. By interviewing claimants verbally over the phone during the claims process, similar patterns of deception have become easily detectable. Fraudulent claims, such as declaring your iPhone stolen, when it was really lost, have reportedly cost the industry over a billion in revenue over the last few years.

Unfortunately, many people seem to be unaware that making a false claim on something as small as the insurance policy for an iPhone is classed as insurance fraud, which if convicted, could land you with a criminal conviction. Now that must be a real wake up call for the average man in the street, a criminal record can have all sorts of negative affects on your future, from job applications to being refused insurance in other areas, such as laptop insurance, automotive and even home insurance products.

People may think they could talk their way out of this problem, but unfortunately, this is no longer the case. iPhone insurance providers require a Police incident number before they will start to process your iPhone insurance claim. In order to get a Police incident number you will have to report your iPhone as stolen to the Police and make a statement to that effect, the Police are also actively getting involved with insurance fraud of this nature. So not only could you end up with a criminal conviction for insurance fraud, you could also add wasting police time or even attempting to pervert the course of justice, all because your iPhone cover did not cover you for loss!

There is some simple action you can take to avoid getting involved in this situation and firstly that would be to make sure that when you purchase iPhone Insurance Cover, you select a insurance policy that will cover you in the event of you loosing your iPhone. Secondly, if you find out your iPhone insurance cover did not offer cover for loss, then take the loss on the chin, rather than risk a criminal record for such a small amount of money